When your washing machine breaks down, your mattress ages or your TV no longer works, you are forced to buy a new one…
But it can be painful for your wallet, since furniture like appliances is expensive, especially if you demand a certain quality.
In order not to end your month short, it is possible to make a payment in several installments in some large brands.
In order to be quiet, you can also take out revolving credit to be sure of not sinking your budget. It is a consumer credit. Before submitting one, make sure you are able to reimburse it. In addition, comparing offers is a key step in making the right choice.
What expenses can be paid in installments?
In many large brands that sell furniture or household appliances, it is possible to request a payment in installments to settle your purchase. Most offer a no-cost plan, that is, you do not pay more than if you bought the product in cash.
Some services can also be paid in installments, this is the case for most schools or universities, sports clubs, certain artistic and cultural activities, registration for a driver’s license or even repair costs for the car.
How does installment payment work?
This payment at several installments can be defined with your advisor in your credit agency or your bank. They differ depending on the agency, the price of what you buy, the brand or your budget, the amount and the number of installments varies.
In general, you will be offered a minimum of three deadlines. This can go up to twenty. The stores where it is possible to pay in several installments are in contact, or even partners with your agency, which facilitates the process.
An offer valid in stores and online
Paying in installments is possible in store, as on the website of certain brands. On the Internet, you generally have to select the payment method in several installments and then complete an authorization form before paying the first installment.
In the shop, it’s just as simple: you will be asked for your bank card, RIB and ID. There is not always proof required.
Find your consumer loan at the best rate, it’s easy and free!